welcome to crossroads financial group
plan for your future
If you have any questions about how your annuity work, we are here to answer your questions.
welcome to crossroads financial group
interested in learning more about annuities?
The myths you know about annuities are false. Purchasing an annuity puts your retirement needs and objectives at the forefront of your planning. An annuity is often the missing puzzle piece for a solid retirement plan. With National Annuity Specialists, go through the process of purchasing an annuity with ease.
Already have an annuity? No problem! We can also review your current annuity and determine how recent investment market and public health events are impacting your annuity.
Older Annuities
Older Annuities
Many older annuities have performed well and continue to meet the needs and goals of the annuity owner. Initial annuity purchase objectives often still apply. Nonetheless, the needs and plans of some annuity owners have changed substantially and they might benefit from change in their plans.
However, some older annuities have not held up well over time, suffering mediocre or bad performance. Some have been hit with increasing annuity costs. Some annuities were issued by insurance companies who have seen major changes in their business strategy, ownership, their financial condition, and/or customer service. A review can identify if your older annuity has performed well or has suffered from poor performance.
However, some older annuities have not held up well over time, suffering mediocre or bad performance. Some have been hit with increasing annuity costs. Some annuities were issued by insurance companies who have seen major changes in their business strategy, ownership, their financial condition, and/or customer service. A review can identify if your older annuity has performed well or has suffered from poor performance.
Variable Annuities
Variable Annuities
Have faith in the market and want to maximize your annuity growth? Variable annuities grow in value when the market rises but drop in value when the market falls. Many variable annuities include benefit riders for lifetime income, enhanced death benefit, long-term care, and minimum accumulation, which can minimize the amount of risk you’re taking on. There are many questions to consider before deciding to purchase a variable annuity. Are the costs of the annuity and optional benefits reasonable and appropriate? What investment risk are you willing to take on compared to its past investment performance?
If you already have a variable annuity, we can also review it and comment on its success based upon your current retirement goals.
If you already have a variable annuity, we can also review it and comment on its success based upon your current retirement goals.
Indexed & Fixed Annuities
Indexed & Fixed Annuities
Are you looking to grow your wealth risk-free? Indexed and Fixed Index Annuities are a safe option that guarantees a specific return on investment regardless of the market’s performance. Additionally, many indexed annuities and some fixed rate annuities have guaranteed lifetime income benefits. We can evaluate all the benefits of each specific annuity and help you determine which would be best for your situation. Some annuities have enhanced death benefits or long-term care features that could fit into your retirement plan.
Already have an indexed or fixed index annuity? We can review and comment on your current annuity and determine if there is a better fit for you!
Already have an indexed or fixed index annuity? We can review and comment on your current annuity and determine if there is a better fit for you!
Annuity Review
A review of a recent statement of your annuity or annuities can be conducted to determine if it's working properly for you. The more information you can provide, the more comprehensive our review can be. Please share any specific questions or concerns you have about your annuity so we can understand exactly what you’re looking for and if your annuity is meeting the mark or not.
<br
We will need your date of birth and the date of birth for any joint annuitant owner, your initial annuity premium, if you are making annuity withdrawals, and your goals and needs for your annuity portfolio. Please describe any future withdrawal plans, and if your present goals and needs are different from when you first purchased this annuity.
what we do
We assist three different types of clients:
The client who is interested in learning more about annuities.
The client who is interested in learning more about annuities.
The client who is interested in learning more about annuities.
If you’re already an expert in annuities, great! If you don’t know anything about annuities yet, no problem! We meet our clients wherever they are and begin the process at their starting point. We are always available to answer any questions about annuities, describe how annuities function in many types of financial and retirement plans, and discuss various options that you have with an annuity.
About us
how we help